Insurance and Financing Options

At Mill Ridge Family Dental, we believe cost and coverage confusion should never stand between you and a healthy smile. Our team works hard to make the financial side of dentistry as clear and straightforward as possible, so you can focus on your care. From direct insurance billing to the Canadian Dental Care Plan and flexible financing, we offer several ways to help Milton families get the treatment they need.

Your dental insurance policy is a contract between you, your employer where applicable, and the insurance company. Our dental office is considered a third party by your insurance company, which means the information they share with us can be very limited. Our administrative staff is always happy to help you understand your benefits, and we will submit to your insurer to verify whether your required treatment is covered under your particular policy.

It is important to understand that even if a dental plan covers 100 percent, that percentage only applies to the procedures eligible under your specific plan. Common exceptions include composite, or white, fillings on molar teeth, fluoride, and smoothing rough tooth surfaces. Eligible procedures vary depending on the policy you or your employer has purchased.

For the convenience of our patients who have dental insurance, and where the plan allows, we are happy to bill your benefit plan and accept payment from them directly. The patient is responsible for the co-payment, deductible, and any treatment not paid by their particular policy.

Please note that some dental plans are set up to pay you, the patient, directly. In these cases, we require full payment from the patient at the end of the appointment, and we are happy to submit the claims so the plan can reimburse you.

We are proud to accept the Canadian Dental Care Plan (CDCP) for enrolled patients. This federal program helps make dental care more accessible for eligible Canadian residents who do not have private dental coverage. If you are enrolled or wondering whether you qualify, our team can help you understand what your CDCP coverage includes and how to make the most of it at our Milton office.